Inflation at record low! Will your loan EMIs come down further? Explained

Retail inflation in October has hit its lowest level since 2013 – the time that this series of CPI inflation started. At the start of 2025, the repo rate stood at 6.5% – and as the end of the year approaches, it has come down by a full 100 basis points! Where will the easing cycle stop? Will RBI wait for more clarity on the India-US trade deal, or is time ripe for another rate cut?