Young Indians increasingly using credit for upskilling & career advancement, finds survey

A new wave of financial behaviour is emerging among young Indians as credit transforms from a sign of deficit to a tool for self-investment. According to an mPokket Financial Services survey, over 63% of respondents said credit improved their finances, with many using it for education, career growth, and upskilling—reflecting a shift toward purpose-driven borrowing in India’s evolving job market.